boost your financial wellness with KeyBank and Sammamish Chamber Of Commerce

The following requirements must be met in order to waive the monthly maintenance fee on each type of savings account listed in the chart above:

The $4.00 monthly maintenance fee for Key Active Saver Account will be waived if the following requirement is met:

• The monthly maintenance fee is waived if you are an owner on a KeyBank consumer checking account (including the KeyBank Hassle-Free Account^®), otherwise the fee will be $4.00.

The $20.00 monthly maintenance fee for Key Select Money Market Savings Account^® will be waived for any month when the client meets one of the following requirements:

• Maintains a KeyBank consumer relationship package checking account.
• Maintains a minimum daily balance of at least $25,000 during the statement cycle.

Overdraft Item Charges are $20 per item. Charges apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft charges will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in authorizing Key to pay these items into overdraft and assess a charge. You agree to pay us the full amount of any overdraft on your Account immediately upon demand, together with any additional charges we assess. KeyBank’s approval of overdrafts is a discretionary courtesy. For Consumer accounts: No charges will be assessed when the account is overdrawn twenty ($20) dollars or less at the end of the day. Overdraft charges are assessed on up to three (3) items per day, with the maximum not to exceed $60 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). There is a cap of 20 assessed overdraft charges within a monthly statement period. If at the end of the day, your account’s overdrawn available balance is more than $20 for 5 consecutive business days, an additional $20 Recurring Overdraft Service Charge will be assessed. See your account's Personal Checking Account Fees and Disclosures for additional information and Personal Savings Overdraft Protection Agreement for further information on linking savings account for protection.

Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. You must open a new Key Smart Checking, Key Select Checking or KeyBank Hassle-Free account online by 12/27/24 and make a single eligible direct deposit of $1,000 or more within 60 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $300 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free account is $10. The minimum opening deposit of a Key Select Checking account is $50. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Offer is subject to cancellation without notice. Valid Social Security number and US address required to qualify for promotion. Promotional offers in branch may differ from those visible online.

Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of , for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.

Health Savings Account: Consult a tax advisor regarding tax benefits.
See IRS Publication 502 for a detailed list of qualified medical expenses.

Overdraft Item Charges are $20 per item. Charges apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft charges will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in authorizing Key to pay these items into overdraft and assess a charge. You agree to pay us the full amount of any overdraft on your Account immediately upon demand, together with any additional charges we assess. KeyBank’s approval of overdrafts is a discretionary courtesy. For Consumer accounts: No charges will be assessed when the account is overdrawn twenty ($20) dollars or less at the end of the day. Overdraft charges are assessed on up to three (3) items per day, with the maximum not to exceed $60 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). There is a cap of 20 assessed overdraft charges within a monthly statement period. If at the end of the day, your account’s overdrawn available balance is more than $20 for 5 consecutive business days, an additional $20 Recurring Overdraft Service Charge will be assessed. See your account's Personal Checking Account Fees and Disclosures for additional information and Personal Savings Overdraft Protection Agreement for further information on linking savings account for protection.

Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. You must open a new Key Smart Checking, Key Select Checking or KeyBank Hassle-Free account in a KeyBank online by 12/27/24 and make a single eligible direct deposit of $1,000 or more within 60 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $300 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free account is $10. The minimum opening deposit of a Key Select Checking account is $50. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Offer is subject to cancellation without notice. Valid Social Security number and US address required to qualify for promotion. Promotional offers in branch may differ from those visible online.

Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of , for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.