OXFORD ATHLETIC CLUB knows that financial wellness is an important part of your well-being, so it joined with KeyBank to bring you Key@Work, a no-cost benefit you can use to reach financial goals, minimize stress, and be more productive. Now for a limited time, you can earn $300 when you open a qualified checking account online and meet requirements.
Take the next step in your financial wellness journey.
1. Open Your Account
Open your Key Smart Checking®, Key Select Checking® or KeyBank Hassle-Free Account® online by April 4, 2025. The offer code is automatically applied when you open your account from this page. Otherwise, enter offer code ONKW1224 in the online application.
2. Make Your Deposits
Make the minimum opening deposit — $10 for Key Smart Checking and KeyBank Hassle-Free or $50 for Key Select Checking — and ONE single eligible direct deposit3 of $1,000 or more within 60 days of account opening.
3. Receive your $300
Your bonus will be deposited into your account within 60 days of meeting the requirements. Account must not be closed at the time of gift payment.
(Savings and Health Savings Accounts are not included in this promotional offer. Promotional offers in branch may differ from those visible online.)
To start, open a qualified checking account.
Get all the convenient features of KeyBank checking accounts.
Add direct deposits to your checking account and you could get paid up to two days sooner.4
Use to build up savings or pay down debt without even thinking about it.
Earn higher interest rates, more cashback, loan discounts, and more — it all starts with a KeyBank checking account. Learn more about relationship benefits.
$0
Monthly Maintenance Fee
No
Interest Bearing$252
Waivable Monthly Maintenance Fee
Yes
Interest Bearing$0
Monthly Maintenance Fee
No
Interest BearingKey Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of , for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.
EVALUATION PERIOD DEFINITIONS
$100 BONUS
Your account will be reviewed at the end of each Evaluation Period for cash bonus eligibility. Eligibility is based on cumulative direct deposits in the preceding Evaluation Period. Your $100 bonus will be reported to the IRS on Form 1099-INT. Your $100 bonus will be deposited into your checking account within 30 calendar days after the Evaluation Period has expired. If your account is converted into an account type other than a Key Select Checking Account during the Evaluation Period, progress toward the cash bonus is forfeited. Accounts that are closed or in a legally dormant status (legally dormant status is determined by applicable state law) at the end of the Evaluation Period or at the time of the bonus payout are not eligible for the bonus payment.
$25 monthly maintenance fee (waived for the first 3 months).
After the 3 month grace period, the $25 monthly maintenance fee for the Key Select Checking Account can be avoided if one of the following requirements is met in a statement period:
Investment products are offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor.
Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are affiliated with KeyBank National Association (KeyBank).
Investment and insurance products made available through KIS and KIA are:
KIS, KIA and KeyBank are separate entities, and when you buy or sell securities and insurance products you are doing business with KIS and/or KIA, and not KeyBank.
Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. You must open a new Key Smart Checking, Key Select Checking or KeyBank Hassle-Free account online only by 4/4/25 and make ONE single eligible direct deposit of $1,000 or more within 60 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $300 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free account is $10. The minimum opening deposit of a Key Select Checking account is $50. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Offer is subject to cancellation without notice. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. Promotional offers in branch may differ from those visible online.
Early Pay is a service included with your KeyBank consumer deposit account in which KeyBank makes your eligible direct deposits available up to two business days early. Eligible direct deposits include certain transactions such as payroll, government benefits, or similar types of payments. The Early Pay service is dependent on when KeyBank receives information from the payer that the funds are on the way, this could vary, and you may not always receive your funds early. You cannot opt out of Early Pay.
KeyBank Member FDIC.
The $4.00 monthly maintenance fee for Key Active Saver Account will be waived if the following requirement is met:
The $20.00 monthly maintenance fee for Key Select Money Market Savings Account® will be waived for any month when the client meets one of the following requirements:
Overdraft Item Charges are $20 per item. Charges apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft charges will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in authorizing Key to pay these items into overdraft and assess a charge. You agree to pay us the full amount of any overdraft on your Account immediately upon demand, together with any additional charges we assess. KeyBank’s approval of overdrafts is a discretionary courtesy. For Consumer accounts: No charges will be assessed when the account is overdrawn twenty ($20) dollars or less at the end of the day. Overdraft charges are assessed on up to three (3) items per day, with the maximum not to exceed $60 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). There is a cap of 20 assessed overdraft charges within a monthly statement period. If at the end of the day, your account’s overdrawn available balance is more than $20 for 5 consecutive business days, an additional $20 Recurring Overdraft Service Charge will be assessed. See your account's Personal Checking Account Fees and Disclosures for additional information and Personal Savings Overdraft Protection Agreement for further information on linking savings account for protection.
Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. You must open a new Key Smart Checking, Key Select Checking or KeyBank Hassle-Free account online only by 4/4/25 and make ONE single eligible direct deposit of $1,000 or more within 60 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $300 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free account is $10. The minimum opening deposit of a Key Select Checking account is $50. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Offer is subject to cancellation without notice. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. Promotional offers in branch may differ from those visible online.
Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of , for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.
KeyBank Member FDIC.
$0
Monthly Maintenance Fee
$0
Minimum Opening DepositNo2
Use Account for Overdraft ProtectionConsult a tax advisor regarding tax benefits.
See IRS Publication 502 for a detailed list of qualified medical expenses.
Overdraft Item Charges are $20 per item. Charges apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft charges will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in authorizing Key to pay these items into overdraft and assess a charge. You agree to pay us the full amount of any overdraft on your Account immediately upon demand, together with any additional charges we assess. KeyBank’s approval of overdrafts is a discretionary courtesy. For Consumer accounts: No charges will be assessed when the account is overdrawn twenty ($20) dollars or less at the end of the day. Overdraft charges are assessed on up to three (3) items per day, with the maximum not to exceed $60 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). There is a cap of 20 assessed overdraft charges within a monthly statement period. If at the end of the day, your account’s overdrawn available balance is more than $20 for 5 consecutive business days, an additional $20 Recurring Overdraft Service Charge will be assessed. See your account's Personal Checking Account Fees and Disclosures for additional information and Personal Savings Overdraft Protection Agreement for further information on linking savings account for protection.
Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. You must open a new Key Smart Checking, Key Select Checking or KeyBank Hassle-Free account online only by 4/4/25 and make ONE single eligible direct deposit of $1,000 or more within 60 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. Your $300 cash bonus will be deposited into your new KeyBank checking account within 60 days of meeting all requirements. The minimum opening deposit of a Key Smart Checking account or a KeyBank Hassle-Free account is $10. The minimum opening deposit of a Key Select Checking account is $50. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT. Account must not be closed at the time of gift payment. Employees of KeyBank, its affiliates, and subsidiaries are not eligible. Offer is subject to cancellation without notice. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. Promotional offers in branch may differ from those visible online.
Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of , for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.
KeyBank Member FDIC.
