Preferred credit solutions can play a major part in achieving your financial plan. With Key Private Bank, you have a customized banking experience and options that provide the liquidity you need to build your wealth and meet your specific goals.
Leverage Investment Assets Held at KeyBank and Customized Credit Solutions
Leverage Investment Assets
Use your investment portfolio as a tool to provide flexible and affordable short-term liquidity. Liquidating stocks or bonds can have tax and long-term investment consequences — speak with the experienced Key Private Bank team for guidance on strategies to leverage your investment portfolio to achieve your financial goals and avoid potential pitfalls.
Customized Lending
Key Private Bank’s multidisciplinary team of experts offers specialized and custom credit solutions to Key Private Bank relationship holders seeking to acquire or leverage specialty assets including:
- Art and collectibles
- Aircraft
- Yachts and superyachts
- Life insurance financing
- Non-owner-occupied real estate
Learn how customized credit solutions can make a difference for you.
Personal Lines of Credit
Preferred Credit Line is an unsecured revolving line that provides quick access to funds for short-term needs. The Preferred Credit Line also can be used to bridge mismatches in cash flow, for asset sales, and to provide the security of overdraft protection.1
Residential Real Estate Solutions2
Whether you’re buying a primary residence, second home, or vacation home, you can use Key Private Bank to help you manage the complexities of the financial process. Your Key advisors will conduct a complete review of your unique financial plan and help you identify which real estate solutions make the most sense for your situation and goals including:
- Traditional and jumbo mortgages
- Home equity loans
- Home equity lines of credit
- Mortgage/home equity simultaneous closings
The Key Private Bank MasterCard® Credit Card With World Elite Benefits
Offered exclusively to Key Private Bank clients, the Key Private Bank MasterCard® Credit Card adds another level of convenience while maximizing your access to benefits and rewards.3
LoungeKey™ airport lounge access – Cardholders will relish unlimited access to quiet, comfortable VIP lounges with more than 1,000 locations in airports worldwide. Get work done, unwind, or entertain clients and guests.4
1
Your credit line may not be used for overdraft protection on a KeyBank Hassle-Free Account®or KeyBank Savings account.
To apply, you must:
Be 18 years of age or older Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA Agree to provide additional personal and business information, if requested, such as tax returns and financial statements Certify that all information submitted in the application is true and correct Authorize the bank and/or a credit bureau to investigate the information on the application.
2
NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice.
Mortgage and Home Equity Lending products offered by KeyBank are not FDIC insured or guaranteed.
To apply for a home equity loan, you must:
- Be 18 years of age or older
- Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
- Certify that all information submitted in the application is true and correct
- Authorize the bank and or a credit bureau to investigate the information on the application
Please read our Disclosures. If you applied for your credit account online within the last 90 days, you may also review the original disclosures provided to you.
3
Certain exclusions apply. The KeyBank Rewards Program Terms and Conditions and Points Guide are subject to change and can be found at https://www.key.com/kpb/your-plan/private-bank-credit-card-agreement.html. Rewards program annual fees may apply.
4
Any additional entries into participating LoungeKey locations are subject to entry fees. Please refer to airport.mastercard.com program for additional details, terms, conditions and benefits.
Key Wealth, Key Private Bank, Key Family Wealth, KeyBank Institutional Advisors and Key Private Client are marketing names for KeyBank National Association (KeyBank) and certain affiliates, such as Key Investment Services LLC (KIS) and KeyCorp Insurance Agency USA Inc. (KIA).
KeyBank, KIS and KIA are separate entities. Each entity separately supervises the sales and other activities of financial professionals providing access to its products and services. Investment products, brokerage and investment advisory services are offered through KIS, member FINRA/SIPC and SEC-registered investment advisor. Insurance products are offered through KIA. Deposit, lending, trust and other banking products and services are available through KeyBank, Member FDIC and Equal Housing Lender. All loans provided by KeyBank are subject to underwriting, credit, and collateral approval, in addition to origination or other transaction fees. Financing availability may vary by state. Restrictions may apply NMLS ID 399797.
There are important differences between banking, brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties.
Investing involves risk, including potential loss of principal amount invested. There is no guarantee that investment objectives will be achieved. Past performance does not guarantee future results. Asset allocation and diversification do not guarantee returns or protect against losses.
Non-Deposit products are:
NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY
All credit products are subject to credit approval.
NMLS #399797. Equal Housing Lender.