Let's start your homeowner journey off right.
Take the first step in your hunt for a new home by applying for a conditional approval with our online application. If approved, you’ll know exactly how much home you can afford; from there, our licensed mortgage loan officers will work with you to see if you’re eligible for the $5,000 KeyBank Home Buyer Credit.
What is the KeyBank $5,000 Home Buyer Credit?
The KeyBank Home Buyer Credit earns eligible homebuyers $5,000 that can be used for closing costs or to prepay for potential costs associated with their new home, such as mortgage, flood and hazard insurance, escrow deposit, real estate taxes, and per diem interest.
How to qualify:
- Buy an owner-occupied home with a residential mortgage through KeyBank.
- The home must be in an eligible census tract within an eligible community.
See eligible communities.
or call 888-280-7017 to talk to a mortgage loan officer to see if you qualify.
Dial 711 for TTY/TRS
Eligible Communities
Anchorage
Chandler
Mesa
Phoenix
Anaheim
Carlsbad
Chula Vista
Glendale
Irvine
Long Beach
Los Angeles
San Diego
Santa Ana
Aurora
Denver
Lakewood
Bridgeport
Hartford
East Hartford
Middletown
Milford
New Haven
Norwalk
Stamford
Clearwater
St. Petersburg
Tampa
Alpharetta
Atlanta
Sandy Springs
Anderson
Carmel
Indianapolis
Henderson
Las Vegas
Paradise
Jersey City
Albany
Buffalo
Cheektowaga
New York City
Rochester
Schenectady
Troy
White Plains
Allentown
Bethlehem
Bucks County
Chester County
Easton
Montgomery County
Salt Lake City
Bellevue
Kent
Lakewood
Seattle
Tacoma
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Available on primary residence first lien purchases only. Property must be located in an eligible community as determined by KeyBank. Eligible Communities are subject to change without notice. Additional terms or restrictions may apply. Ask us for details.
NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice. Mortgage and Home Equity Lending products offered by KeyBank are not FDIC insured or guaranteed.
NMLS# 399797. Equal Housing Lender.