Make an appointment or contact your business banker to get started.
To qualify for the $200 bonus, you must spend at least $1,000 on qualifying purchases with this credit card within 60 days of account opening. See Terms and Conditions.
Business Cash Rewards customers earn 1.5% unlimited cashback on all purchases. You can earn a 0.25% bonus for having a KeyBank business checking account, open and in good standing, and maintaining an average daily balance of $2,000. You can also earn a 0.25% bonus for processing payments through a qualifying Key Merchant Services program. Clover Go® accounts are not a qualifying Key Merchant Services program. Eligible purchases do not include cash advances of any type, balance transfers, overdraft protection transfers or credits. Certain exclusions apply. We will determine whether you have met the bank and process criteria on the last Monday of each calendar month, based on your deposit account status and processing activity over the thirty (30) calendar days prior to the immediately preceding Saturday. The KeyBank Business Cash Rewards Program Terms and Conditions apply, are subject to change and can be found at key.com/bizrewards.
The 0% introductory APR does not apply to cash advances and is valid for the first 6 billing cycles on purchases and balance transfers. Thereafter, the APR may vary. Currently, the undiscounted variable APR for Purchases and Balance Transfers is 18.49% to 28.49% (depending on your creditworthiness). Balance transfers must be made within 60 days of account opening for introductory APR to apply. The variable APR for Cash Advances is 28.49%. Cash Advance fee: 5%, $10 minimum. Convenience Check fee: 4%, $10 minimum. Equivalent fee: 5%, $10 minimum. Balance Transfer fee: 4%, $10 minimum when transaction is made within 60 days of account opening. Overdraft Protection Transfer fee: $0. There is a $0.50 minimum finance charge where interest is due. Foreign Transaction fee: 3% of each foreign purchase transaction in U.S. dollars. Transactions originating in Canada are excluded from this fee.
Statement credits appear on your bill as an adjustment and not as a payment. You are required to make your minimum payment due each month. Receipt of a statement credit does not affect your responsibility to pay your minimum payment shown on each statement you receive from KeyBank.
Reporting procedures must be followed. Refer to your cardmember agreement for details.
Subject to terms and conditions in Service Agreement.
The issuer of this card is KeyBank N.A., pursuant to a license from Mastercard International Inc. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Inc.