SBA Loan Programs

Find the SBA loan that's right for you.

A Small Business Administration (SBA) loan can help your business with much-needed long- or short-term financing, as well as real estate or equipment purchases. KeyBank's SBA Specialists consult closely to find the loan that works best for you.

Rely on Key for Your SBA Loan

KeyBank believes small business loans are at the heart of a growing economy. KeyBank is a Top SBA 7(a) Lender in the Nation and also has been designated as a Preferred Lender for more than 20 years.1 Our local branches have SBA Specialists that focus only on SBA loans so you can get the personal attention you need.

KeyBank Small Business Loan Options:

  • SBA 7(a) Business Loans
    The most common SBA loan, this program offers up to $5,000,000 for a variety of financing needs, with longer terms and lower collateral requirements than conventional loans.
  • SBA 504 Loans
    Designed for a growing small business that needs a long-term fixed rate loan for a major purchase, these range from $100,000 to $12,000,000, depending on business type.
  • Working Capital CAPline
    Meet your short-term needs such as inventory, receivables or debt consolidation with this revolving credit line up to $1,000,000.
  • SBA Express
    Our quickly expediting loans of up to $350,000 get funds to you fast.
  • SBA International Trade Loans
    These loans provide up to $5,000,000 to finance fixed assets, including real estate and working capital to help small businesses expand into international markets.
  • SBA Export Express
    Support export development with a term loan or a revolving line of credit up to $500,000.
  • 7(a) Small Loans
    These smaller loans allow for a streamlined application process. Term loans up to $350,000.
1

Source: U.S. Small Business Administration (SBA) from August, 1997 to October, 2023. Source: Statistics released by the U.S. Small Business Administration (SBA) October, 2023 for total approved loans through the SBA’s 7(a) lending program during the federal fiscal year ending 9/30/2023.

All credit products are subject to credit approval. SBA loans subject to SBA eligibility.

LOANS ARE NOT FDIC INSURED OR GUARANTEED.

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888-KEY4BIZ (539-4249)

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Call Us

888-KEY4BIZ (539-4249)

Dial 711 for TTY/TRS

Clients using a relay service:
1-866-821-9126

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now