We’re in the business of helping your business grow.
Key Commercial & Institutional Bank
At Key, we support our clients with a full range of deposit, lending, payments, cash management, wealth management, and investment services. Our strong, stable core deposit base reflects our focus on being our clients’ primary bank.
And, with KeyBanc Capital Markets®, middle market companies in select industries throughout the United States receive a broad range of sophisticated corporate and investment banking products, including merger and acquisition advice, public and private debt and equity, and syndications and derivatives.
Why Our Clients Choose Key
Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial service companies
with roots that trace back nearly 200 years.
Well-capitalized
operations
Key operates above regulatory
capital requirements and with a
Common Equity Tier 1 ratio of 12%.
Strong credit quality
Net charge-offs as a
percentage of average loans
of 41 basis points.
Strategic commercial
real estate holdings
Our commercial real estate book is strategically
weighted toward multifamily, including our
affordable housing platform.
KeyBank by the Numbers
$187 billion+
assets (as of 12/31/24).
$149 billion+
deposits (as of 12/31/24).
$40 billion
committed to invest toward economic, racial, and environmental equity.
Benefits of Our Diversified Deposit Base
At Key, no industry makes up more than 6% of total deposits, by design. Our balance allows us to reduce risk exposure, maximize our return rate, and weather downturns while exploring opportunities for market expansion.
KeyBank’s Deposit Base chart
81% of deposits are commercial deposits in operational accounts
54% of deposits are from stable retail, small business, and escrow balances
56% of deposits are FDIC-insured deposits
Commercial Real Estate loans as a percentage of total loans for KeyBank
2007 total: 25%
2023 total: 16%
Awards and Recognition
We’ve been committed to these values for a long time, and we’re still looking ahead.
11 Consecutive
“Outstanding” Ratings
Exceeding the requirements of the
federal Community Reinvestment Act.
Trust Award, Middle Market Banking
Relationship Manager Proactively Provides Advice (Midwest Region)
Key Private Bank, Best "Private Banking Client Service"
15x winner
11x winner
5x winner
15x winner
9x winner
2023 #2 Affordable Housing Lender
All numbers accurate as of 12/31/24 unless otherwise noted.
Source: Publicly available company filings and KeyCorp 4Q24 Earnings Presentation
Key Wealth, Key Private Bank, Key Family Wealth, KeyBank Institutional Advisors and Key Private Client are marketing names for KeyBank National Association (KeyBank) and certain affiliates, such as Key Investment Services LLC (KIS) and KeyCorp Insurance Agency USA Inc. (KIA).
Key Private Bank is the marketing name through which KeyBank National Association (KeyBank) provides a range of financial products and solutions.
KeyBank and its affiliates do not provide tax or legal advice. Individuals should consult their personal tax advisor before making any tax-related investment decisions.
KeyBanc Capital Markets is a trade name under which the corporate and investment banking products and services of KeyCorp and its subsidiaries, KeyBanc Capital Markets Inc., member FINRA/SIPC (“KBCMI”), and KeyBank National Association ("KeyBank N.A."), are marketed. Securities products and services are offered by KeyBanc Capital Markets Inc. and its licensed securities representatives. Banking products and services are offered by KeyBank N.A.
Securities products and services: Not FDIC Insured • No Bank Guarantee • May Lose Value
Please read our complete KeyBanc Capital Markets disclosure statement.
All loans are subject to credit and collateral approval. Not all loans or products are available in all states. Mortgage and Home Equity Lending products offered by KeyBank are not FDIC insured or guaranteed.
KeyBank Member FDIC