Retirement Advice
401k and pension solutions.
KeyBank’s 401(k) and pension retirement solutions offer advanced technology and potential cost savings benefits. Our dedicated team has decades of experience and effective solutions to support your retirement and pension needs.
Key’s 401(k) Solution
Key’s 401(k) pooled employer plan (PEP) provides substantial reductions in administrative burdens and fiduciary risk for the employers who join. And it offers flexibility for each employer to create a custom plan suited to its needs. The economies of scale of our pooled solution can provide for significant cost benefits for participants and employers.
To learn more about the Key 401(k) Pooled Employer Plan and connect with a relationship manager, visit key.com/pep.
Pension Investment Advisor
Your organization has worked hard to build for the future, and your teammates and employees deserve a pension investment advisor who’s equally invested. KeyBank Institutional Advisors provides a full range of investment services and resources.
- Consolidated online reporting
- Flexible payment methods, sources, and dates
- Comprehensive online inquiry capabilities for retirees
- Periodic and non-periodic payments processing by check and via electronic funds transfer
- Cutting-edge real-time automation of benefit payment data online with PayWeb
- Secure and easy online tracking for pension payments with PayeeWeb
Areas of Expertise
- Integrated investment management
- Liability-driven investment strategies
- Asset allocation and manager selection
- Pension benefit payments
- Custody
Latest Articles and Insights
Pooled Employer Plans, the Next Frontier for Improving Participant Outcomes
The 401(k) plan has become the dominant source of retirement savings for most Americans. That said, a 401(k) plan was not originally designed to be the primary retirement tool.
What You Need to Know About the SECURE 2.0 Act
Just when you thought you had an up-to-date retirement plan solidified, accounting for all the changes of the Setting Every Community Up for Retirement (SECURE) Act of 2019, Congress wrapped up 2022 with the SECURE 2.0 Act.
Pension Plan Sponsors: It May Be Time for a Checkup
Pension plan sponsors have had a lot to deal with during 2022 and the first half of 2023. Many plan sponsors have been focused on reviewing their plans’ funded status due to the market volatility.
KeyBank Institutional Advisors is the marketing name under which KeyBank National Association (KeyBank) offers investment management and fiduciary services to institutional clients.
KeyBank National Association is the Trustee of the KeyBank Multiple Investment Trust (the "MIT") for Employee Benefit Trusts and the KeyBank EB MaGIC® Fund. The KeyBank EB MaGIC® Fund is sub advised by Mellon Investment Corporation. Advisor receives a fee for their services. An investment in a money market fund is not insured or guaranteed by the FDIC or any other government agency. Although the money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in these funds.
Banking and trust products are offered by KeyBank. All credit products are subject to collateral and/or credit approval, terms, conditions, and availability and subject to change.
When considering gift planning strategies, the donor should always consult with the donor's own legal, tax and financial advisors. KeyBank does not give legal advice.
Investing involves risk, including the potential loss of money invested. Past performance does not guarantee future results. Asset allocation and diversification do not guarantee a profit or protect against loss.
Non-Deposit products are:
NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY