Loans & Lines of Credit
Relevant and tailored credit solutions.
Our experts understand that you need customized solutions to help your business meet its goals. That’s why we pair innovative solutions with unparalleled client service so you’re confident that your business is positioned for success.
Establishing the right amount of leverage for your business is critical to optimizing profitability and risk. Key gets to know your business as a whole, so we can take a broad view of how credit fits into your firm’s overall financial picture. This understanding is underscored by our commitment to rapid decision-making designed to help you be competitive and successful.
Lines of Credit
To ensure there’s financing available to support working capital needed to purchase inventory, carry accounts receivable, or take advantage of unexpected opportunities, Key’s experts can work with you to customize the right structure, terms and payment options to meet your financial needs.
- A one-year line structured to meet your short-term working capital needs on a revolving basis
- A multiyear commitment to fund your business that will provide the comfort of knowing your bank can meet longer term capital needs to finance your growth
Loans
Recognizing the important role business loans play in an overall financial strategy, our teams help you optimize leverage to maximize profitability. Loans in this category can be structured with a fixed or variable rate, and with principal repayment schedules that meet your needs. These loans typically are used to fund:
- Long-term working capital
- Strategic acquisitions, capital improvements and equipment
