Overview
| Special Welcome Offer | Earn 100,000 bonus points (equal to $200 cash back) when you make qualifying purchases of $1,000 in the first 60 days.3 |
|---|---|
| Introductory APR | 0% for the first 6 billing cycles on purchases and balance transfers made in the first 60 days.1 After that the regular APR will apply. |
| Purchase and Balance Transfer Regular APR | 16.24% to 26.24% variable rate, based on creditworthiness.1 |
| Annual Fee | $0.00 |
| Balance Transfer Fee | $10.00 or 4% of each transaction, whichever is greater. |
| Late Payment Fee |
Up to $39.00. |
| Overdraft Protection Transfer Fee | $0.00 |
| Minimum Interest Charge | If interest is charged, the minimum will be $0.50. |
Features and Benefits
Flexible reward redemption
Sign on to KeyBank Business Online® to redeem your points for statement credit,4 travel, merchandise, gift cards, charity and more.
No caps on rewards
There’s no limit to the amount of rewards you can earn.
You Always Get
- Employee cards at no additional cost7
Set individual spending limits, view and export employee expenses and earn rewards even faster. - Automatic Payments
Easily set up AutoPay so your business credit card payments are always taken care of. - Secure Online Business Banking
Manage your account anytime, anywhere with KeyBank Business Online. - Fast, easy purchases
Pay with the security of a chip card and the speed of contactless technology. - All the benefits of Mastercard®
100% fraud protection.5 Enjoy Mastercard ID Theft Protection, Mastercard Receipt Management, MasterRental insurance coverage and business discounts. Get details.
Open a KeyBank Business Rewards credit card today.
Top Questions about KeyBank Business Rewards Credit Card
Redeem your rewards today!
Sign on to KeyBank Business Online to redeem your rewards.
Please review the Rates & Fees and the cardmember agreement for full terms of the offer.
KeyBank does not have the ability to control how merchants choose to classify their business and therefore reserves the right to determine which purchases qualify for 10 points per dollar.
Open a Business Rewards Mastercard credit card and receive 100,000 bonus points—redeemable for $200 when you spend $1,000 within the first 60 days. Reward Points are awarded based on Net Purchases and specifically exclude Excluded Transactions such as cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers, and quasi-cash transactions. Please refer to the Terms and Conditions for additional information.
Statement credits appear on your bill as an adjustment and not as a payment. You are required to make your minimum payment due each month. Receipt of a statement credit does not affect your responsibility to pay your minimum payment shown on each statement you receive from KeyBank.
Reporting procedures must be followed. Refer to your cardmember agreement for details.
Eligible purchases do not include cash advances of any type, balance transfers, overdraft protection transfers or credits. Certain exclusions apply. The KeyBank Rewards Program Terms and Conditions and Points Guide apply, are subject to change and can be found at key.com/bizrewards.
Client may request expedited card delivery for an additional fee. See terms and conditions for full details.
The creditor and issuer is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
This page contains Mastercard benefits available for new credit card clients. If you already have a KeyBank credit card, your Mastercard benefits may be different from those listed above. Please refer to documents you received when you opened your account or call 1-800-MC-ASSIST for more information.
All credit products are subject to credit approval.
Rates, fees and other information contained within this disclosure are accurate as of 12/19/2024 and are subject to change after that date.
