Choose a KeyBank business credit card that lets you earn cash back, rewards points or simplifies and improves cash flow, all with no annual fee.1
- Unlimited cash back, no expiration, no categories.
- 0% APR for 6 months on purchases and balance transfers (balance transfers must be made in the first 60 days of account opening to qualify for the introductory APR). After that, the variable APR will be 18.24% to 28.24% based on creditworthiness.1
- Welcome Offer: $200 bonus cash back on $1,000 of qualifying purchases in the first 60 days.3
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18.24%-28.24%
Regular APR -
Yes
Rewards
- Redeem points for statement credit,5 travel, gift cards, merchandise and more.
- 0% introductory APR for 6 months on purchases and balance transfers (balance transfers must be made in the first 60 days of account opening to qualify for the introductory APR). After that, the variable APR will be 16.24% to 26.24% based on creditworthiness.1
- Welcome Offer: 100,000 bonus points, a $200 value, on $1,000 spent in the first 60 days.6
-
16.24%-26.24%
Regular APR -
Yes
Rewards
- 0% introductory APR for 6 months on purchases and balance transfers (balance transfers must be made in the first 60 days of account opening to qualify for the introductory APR). After that, the variable APR will be 15.24% to 25.24% based on creditworthiness.1
- Manage anytime with secure KeyBank Business Online® .
- Detailed, easy to read statements.
-
15.24%-25.24%
Regular APR -
No
Rewards
You Always Get
Secure online business banking8
Check in and manage your account anytime with easy-to-use KeyBank Business Online.
Fast, easy payments
Pay with the security of a chip card and the speed of contactless technology.
No-cost employee cards
Set individual spending limits, view and export employee expenses and earn rewards even faster.7
All the benefits of Mastercard®
Enjoy Mastercard ID Theft Protection, Mastercard Receipt Management, MasterRental insurance coverage and business discounts. Get details.
Top Questions about Comparing Small Business Credit Cards
1
Please review the Rates & Fees for the KeyBank Business Card, KeyBank Business Rewards Card or KeyBank Business Cash Rewards Card and the cardmember agreement for full terms of the offer.
2
Business Cash Rewards customers earn 1.5% unlimited cash back on all purchases. You can earn a .25% bonus for having a KeyBank business checking account, open and in good standing, and maintaining an average daily balance of $2,000. You can also earn a .25% bonus for processing payments through a qualifying Key Merchant Services program. Clover Go® accounts are not a qualifying Key Merchant Services program. Eligible purchases do not include cash advances of any type, balance transfers, overdraft protection transfers or credits. Certain exclusions apply. We will determine whether you have met the bank and process criteria on the last Monday of each calendar month, based on your deposit account status and processing activity over the thirty (30) calendar days prior to the immediately preceding Saturday. The KeyBank Business Cash Rewards Program Terms and Conditions apply, are subject to change and can be found at key.com/bizrewards.
3
To qualify for the $200 bonus, you must spend at least $1,000 on qualifying purchases with this credit card within 60 days of account opening. See Terms and Conditions.
4
Eligible purchases do not include cash advances of any type, balance transfers, overdraft protection transfers or credits. Certain exclusions apply. The KeyBank Rewards Program Terms and Conditions and Points Guide apply, are subject to change and can be found at key.com/bizrewards.
5
Statement credits appear on your bill as an adjustment and not as a payment. You are required to make your minimum payment due each month. Receipt of a statement credit does not affect your responsibility to pay your minimum payment shown on each statement you receive from KeyBank.
6
Open a Business Rewards Mastercard credit card and spend $1,000 within the first 60 days after open date. Reward Points are awarded based on Net Purchases and specifically exclude Excluded Transactions such as cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers, and quasi-cash transactions. Please refer to the Terms and Conditions for additional information.
7
Client may request expedited card delivery for an additional fee. See terms and conditions for KeyBank Business Cash Rewards Card, KeyBank Business Rewards Card, or KeyBank Business Card for full details.
8
Subject to terms and conditions in Service Agreement.
The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
This page contains Mastercard benefits available for new credit card clients. If you already have a KeyBank credit card, your Mastercard benefits may be different from those listed above. Please refer to documents you received when you opened your account or call 1-800-MC-ASSIST for more information.
All credit products are subject to credit approval.
Rates, fees and other information contained within this disclosure are accurate as of 12/19/2024 and are subject to change after that date.
