Wealth Management

This year has brought economic resilience, cooling inflation, a pause in the Federal Reserve’s interest-rate hikes and a shift toward lowering interest rates, including the Fed’s decision in September to cut the rate by half a  point. Yet geopolitical risks remain and investment market volatility continues. Moreover, the market is contending with the we still have to contend with the Donald Trump-era tax cuts, which are set to expire at the end of 2025.

For many Americans their primary residence is the most valuable real estate holding on their net worth statement. It is quite often the only asset in the real estate portion of their holistic asset allocation. As of recent years, many Americans have seen significant gains in the value of their homes. This provides a unique situation where their home has significant equity built up since the time of purchase.

Divorce can get complicated, especially when it comes later in life. Couples who have been together for years often own property and investments jointly. Now they need to divide those assets and plan for their future financial situations.

The demands on medical practitioners today can seem overwhelming. It’s no secret that healthcare delivery is changing, and those changes are reflected in the financial issues that healthcare professionals face every day.

Can our biases influence our financial decisions? The answer, some experts say, is absolutely and positively yes.

After a summer of record-breaking heat, autumn has returned. At the same time, after about three and a half years of pause, Congress has determined that it is time for student loan borrowers to resume payments. 

While financial planning always involves investing, it goes far beyond just building an investment portfolio and selecting investments expected to outperform their peers.

Thanks to the FAFSA Simplification Act, college financing for the 2024 – 2025 academic year may be tougher to get for some, so families should start thinking about the application process now.

The ability to send your child to college is near the top of the wish list for most parents. But that diploma doesn’t come cheap.

Borrowing money is more than just acquiring it to facilitate a purchase or bridge short-term cash needs. Many people effectively employ credit and borrowing strategies as part of their overall financial planning.

So what if you’ve never sold a business before? Who better to lead the sale process  than the guy who knows far more about the business than anyone else? Who better to steer the ship than the woman who knows exactly what she wants from the sale of a business? 

Just when you thought you had an up-to-date retirement plan solidified, accounting for all the changes of the Setting Every Community Up for Retirement (SECURE) Act of 2019, Congress wrapped up 2022 with the SECURE 2.0 Act.