Key’s 401(k) plan supports employees by helping them take steps to save for retirement.
Overview
Eligible employees are enrolled and can begin contributing to the 401(k) plan upon hire. After one year of service, employees are eligible for Key’s $1 for $1 matching contribution, up to 7% of pay. Employees immediately vest in the matching contribution.
The plan features the ability to make both pretax and Roth employee contributions. There are a variety of investment options, including actively managed and index funds as well as target date funds.
Things to consider:
- You can save 1-100% of your eligible compensation, up to the IRS limit, as a before-tax or Roth after-tax contribution or both.
- If you’re age 50 or older, you’re eligible to save an additional catch-up contribution.
- You are automatically enrolled in the 401(k) plan at a 2% contribution rate if you don’t actively enroll.
- You can select your own investment approach from a wide variety of fund options or consider a target date fund.