FDIC-Insured Individual Retirement Accounts (IRAs)
Have peace of mind, knowing your retirement funds are insured by the FDIC. And, whether you choose a traditional or Roth IRA, or would like to roll over an existing IRA, KeyBank has a variety of options to choose from, so you can plan for a secure retirement.
About IRAs
With IRAs, you can defer taxes for as long as possible, allowing your retirement savings to grow over many years. In many cases, such IRAs are the most attractive account structure for long-term returns.
KeyBank has many FDIC-insured IRA options for you to choose from.
Key IRA Tiered CD With Relationship Reward
Earn higher rates with Relationship Rates
- Relationship rate available if you have a qualified Key Advantage Checking®, Key Privilege Checking®, Key Privilege Select Checking®, Key Select Checking®, Key Private Client® Checking, Key Private Bank Checking®, or Key Private Bank Personal Checking Account.
- Build this fixed-term account to suit your needs
- Automatically renews to a Key IRA CD
Key IRA Tiered CD
Higher rates for higher balances
- Build this fixed-term account to suit your needs
- Automatically renews to a Key IRA CD
IRA Money Market Account
Keep your funds liquid for short-term needs in retirement
- Ideal for combining multiple accounts with different maturity dates, and for keeping cash on hand for upcoming needs
- Make unlimited deposits at any time, subject to IRS guidelines, so you can save quickly
- Variable interest
- No maturity date
- Interest is compounded daily for the highest possible yields
- FDIC insured
Variable Rate CD IRA
Benefit from positive market adjustments
- Get a variable interest rate on your CD for 18 months
- $1,000 minimum opening deposit
- Compounds daily and credited monthly
- Automatically renews, so your savings is not interrupted
Early withdrawal penalties may apply.
KeyBank and its affiliated entities do not give tax or legal advice. The comments regarding the law and tax treatment in this material simply reflect current interpretations of such laws. Since laws are always subject to interpretation and possible changes, KeyBank and its affiliates strongly recommend that you seek the counsel of an attorney and/or other qualified tax advisor as to the specific legal and tax consequences of all planning concepts as they apply to the facts of your particular situation.