GoldKey Mortgage

Rates that Reward your KeyBank Relationship.

Your achievements set you apart. Take advantage of them. We’ll help you by tailoring a mortgage that best fits your status and goals.

Overview

Loan Amount

Up to $3.5 million

Interest Rate

Fixed or variable

Private Mortgage Insurance (PMI)

Not required

Features

  • Available for clients with $100,000 or more in deposits or investments with Key1
  • Special Platinum Pricing available to clients with $2,000,000 or more in deposits or investments with Key1
  • Loan options for purchase, as well as rate/term and cash-out refinances
  • Asset depletion allowed for qualifying income
  • Eligible property types include owner-occupied primary residences, second homes and investment properties
  • Available for 1- to 4-unit properties, including single-family homes, attached or detached, condos or planned unit developments

Contact Us

We'll walk you through your options. With your rates, terms and benefits in hand, you'll have everything you need to take
the next step.

Directory

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice. Mortgage and Home Equity Lending products offered by KeyBank are not FDIC insured or guaranteed. Equal Housing Lender.

1

Deposit or Investment Requirement: GoldKey product is available to KeyBank borrowers with $100,000 or more in consumer deposits and/or investments with KeyBank. Additional Platinum Pricing discount is available to KeyBank borrowers with $2,000,000 or more in consumer deposits and/or investments with KeyBank. Consumer deposit accounts are personal checking accounts designated by KeyBank or the KeyBank Hassle-Free Account®, as well as personal consumer savings accounts including those consumer deposit accounts designated as savings accounts by KeyBank, health savings accounts, certificates of deposit, or individual retirement accounts. Investment accounts are investment accounts that are offered through Key Investment Services LLC (KIS)*. Minimum deposits and/or investment account balances must be in excess of any closing costs or down payment requirements associated with your loan.

*

Investment products are offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor. Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are affiliated with KeyBank National Association (KeyBank). Investment and insurance products made available through KIS and KIA are:

NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE NOT A DEPOSIT NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KIS, KIA and KeyBank are separate entities, and when you buy or sell securities and insurance products you are doing business with KIS and/or KIA, and not KeyBank.

NMLS# 399797

Mortgages

KeyBank clients can get a .25% interest rate discount.

539659846
KeyBank clients can get a .25% interest rate discount.

Home Ownership

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Mortgage Calculators

figure out how much house you can afford.

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Call Us

1-888-KEY-0018

Dial 711 for TTY/TRS

Clients using a relay service:
1-866-821-9126

Schedule and Appointment

Talk to a Mortgage Loan Officer in your neighborhood.

Schedule an appointment now

Find a Branch or ATM

Call Us

1-888-KEY-0018

Dial 711 for TTY/TRS

Clients using a relay service:
1-866-821-9126

Schedule and Appointment

Talk to a Mortgage Loan Officer in your neighborhood.

Schedule an appointment now