Key2More Rewards® Credit Card
Buy. Earn. Get Rewards. Repeat.
Get rewarded for everyday credit card purchases and stack up perks and benefits with the Key2More Rewards® credit card.
Overview
| KeyBank Rewards® Program | Earn 5 points for every $1 spent on eligible credit card purchases, no caps!1
Spend $1,000 - $1,999 per calendar month with your KeyBank credit card, and you will earn a 25% monthly points bonus.1 For example, if you spend $1,500, you will earn an additional 1,875 points for a total of 9,375 points.
Spend $2,000 or more per calendar month with your KeyBank credit card, and you will earn a 50% monthly points bonus.1 For example, if you spend $2,500, you will earn an additional 6,250 points for a total of 18,750 points. |
|---|---|
| Annual Fee | $02 |
| Introductory APR | 0% for the first 6 billing cycles on purchases and balance transfers (balance transfers must be made in the first 60 days of account opening to qualify for the introductory APR). After that, your APR will be from 21.24% to 28.24% based on your creditworthiness. |
| Regular APR | Variable2 |
| Balance Transfer Fee |
$10 or 4% of the amount of each transaction, whichever is greater. |
| Late Payment Fee |
Up to $40 |
| Overdraft Protection Transfer Fee | $0 |
| Minimum Interest Charge |
If you are charged interest, the charge will be no less than $0.50. |
Features
- Redeem your points for travel, shopping, event tickets, gift cards, cash back and more.3
- No annual fee and an initial 0% APR interest rate for the first 6 billing cycles on purchases and balance transfers (balance transfers must be made in the first 60 days of account opening to qualify for the introductory APR).2 After that, your APR will be from 21.24% to 28.24% based on your creditworthiness.
- Know your credit score. Opt in to view your FICO® Score anytime without impacting your credit score in KeyBank online and mobile banking.4
- Stay secure. With our temporary lock security feature, you can easily use online or mobile banking to lock and unlock a misplaced credit card. You’ll have peace of mind knowing your card can’t be used. Plus, you’ll gain time to find your card, potentially avoiding having to cancel it and open a new one.
Contactless – Just Tap and Go®.
Exclusive Key2More Rewards Credit Card Benefits
Enjoy these perks that come with being part of the Mastercard® network:
Mastercard ID Theft Protection™
ID Theft Protection provides proactive monitoring and resolution of identity theft threats for U.S. Mastercard cardholders.
Zero Liability Protection
Have peace of mind knowing that you are protected against fraudulent purchases in-store, over the telephone, online or on mobile apps — as well as at the ATM. Simply call the number on the back of your card if you suspect any unauthorized activity on your card. Visit mastercard.us/zeroliability for more information.
Master Rental® Coverage
Pays for covered damages, like physical damage and theft, to a rental vehicle when you use your eligible Mastercard® to initiate and pay for the entire rental transaction.
For more detailed information on Mastercard benefits for your card, call 1-800-MC-ASSIST.
Eligible purchases do not include cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers or credits. Bonuses are based on the total eligible purchase transaction points earned in a calendar month and are awarded once a month around the 5th business day for the previous month spend. If your credit limit is less than $2,000 you will need to make payments (in addition to your required payment) throughout the calendar month in order to reach the spend limits required to earn monthly bonus points. See the KeyBank Rewards Program Terms and Conditions for full details, which are subject to change and may be found at key.com/rewards.
The 0% introductory APR does not apply to cash advances and is valid for the first 6 billing cycles on purchases and balance transfers. Thereafter, the APR may vary. Currently the undiscounted variable APR for Purchases and Balance Transfers is from 21.24% to 28.24% (depending on your creditworthiness). Balance transfers must be made within 60 days of account opening for introductory APR to apply. The variable APR for Cash Advances is 28.24%. Cash Advance fee: 5%, $10 minimum. Convenience Check fee: 4%, $10 minimum. Cash Equivalent fee: 5%, $10 minimum. Balance Transfer fee: 4%, $10 minimum. Overdraft Protection Transfer fee: $0. There is a $0.50 minimum finance charge where interest is due. Foreign Transaction fee: 3% of each foreign purchase transaction in U.S. dollars. Transactions originating in Canada are excluded from this fee. Refer to Terms & Conditions.
Fees may apply. Additional details are available at key.com/rewards.
Clients with newly opened credit card accounts may not see their first FICO® Score in online and mobile banking for up to 90 days after enrollment. In certain circumstances, a FICO® Score may not be available for various reasons, e.g., having a limited credit history. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
This page contains Mastercard benefits available for new credit card clients. If you already have a KeyBank credit card, your Mastercard benefits may be different from those listed above. Please refer to documents you received when you opened your account or call 1-800-MC-ASSIST for more information.
The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
View the Cardmember Agreement and Rewards Terms and Conditions for full terms of the offer.
All credit products are subject to credit approval.
