Preferred Line of Credit
Quick credit to cover the unexpected.
- Be prepared for unexpected expenses or large purchases.
- Use your credit line as needed and only pay interest on the amount you owe.
- Save on interest with rates lower than typical credit cards.
Overview
| Interest Rate | Variable |
|---|---|
| Payments | Variable, principal plus interest |
| Loan Amount | $2,000 to $25,000 |
| Flexible Payment Options |
Yes |
| Annual Fee |
$0 |
| Collateral Needed |
No |
| Manage in Online Banking | Yes |
Features
- Competitive interest rates
- No annual fee
- No collateral required
- Borrow up to your loan amount, repay, and borrow again
- Can be used for overdraft protection with your KeyBank checking account1
- Flexible payment options, including automatic payments
- Many ways to access: online banking transfers, unlimited check writing, branch teller transactions
All credit products are subject to credit approval.
To apply, you must:
- Be 18 years of age or older
- Have a valid Social Security number
- Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
- Certify that all information submitted in the application is true and correct
- Authorize the bank and/or a credit bureau to investigate the information on the application
1
Your credit line may not be used for overdraft protection on a KeyBank Hassle-Free Account®or KeyBank Savings account.
