We’re always looking for ways to make managing money easier. With Early Pay, if you have a KeyBank account with eligible direct deposits, you could receive your pay up to two days early.
How Early Pay Works
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Early Pay from KeyBank may allow you to get your pay up to two days early.
When your employer sends us your direct deposit payment information in advance of your paydate…
We may be able to give you access to your pay — up to two days sooner!
For example….
If you are due to get paid on Friday, and KeyBank receives the direct deposit payment information from your employer two days in advance, you’ll be able to start using your money on Wednesday!
Wednesday -> Payday!
Many types of direct deposits qualify!
- Payroll
- Government benefits
- Social Security
- Unemployment
TIP: Opt in to receive alerts that your pay has arrived early.
No fees.
No enrollment.
Enjoy Early Pay from KeyBank.
When we receive your direct deposit payment information from your employer or other payment provider up to two days before your payday, we could make your money available to you early.
For example, if you expect to be paid on Friday, and KeyBank receives the deposit information two days in advance — you could receive your money on Wednesday!
With eligible direct deposits to a KeyBank account, you could get paid up to two days early.
No need to enroll
With eligible direct deposits to Key checking and savings accounts, you will automatically receive Early Pay.
No-costs
There are no costs or fees for receiving Early Pay.
Eligible for account alerts
Set custom account alerts2 so you can receive updates about account information that's important to you, like when you receive a deposit.
Get Started.
Open an eligible KeyBank account.
Compare KeyBank checking or savings accounts to get started.
Set up direct deposit.
To have your pay deposited into your KeyBank account, quickly and securely set up direct deposit in KeyBank online or mobile banking.
Frequently Asked Questions About Early Pay
1
Early Pay is a service included with your KeyBank consumer deposit account in which KeyBank makes your eligible direct deposits available up to two business days early. Eligible direct deposits include certain transactions such as payroll, government benefits, or similar types of payments. The Early Pay service is dependent on when KeyBank receives information from the payer that the funds are on the way, this could vary, and you may not always receive your funds early. You cannot opt out of Early Pay.
2
Message and data rates may apply from your wireless carrier. KeyBank receives direct deposit information at various times throughout the day. Based on the time we receive it and circumstances beyond our control, it is possible that some alerts may not be sent.
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