Credit Card and Lines of Credit Payment Assistance

A reage program may be available for credit cards or personal lines of credit. With the successful remittance of approved repayment amounts, as well as meeting other specific conditions, a delinquent account may be returned to a current status without immediately collecting the total amount past due. As a result, the account will no longer be considered delinquent. If you are past due on your payments and are able to make your regular payments going forward, you may be eligible for this option.

A long-term hardship plan may be available for credit cards or personal lines of credit. If you are unable to afford your current monthly minimum payment or are past due on your payments but could pay a reduced amount each month, a long-term hardship plan may be right for you.