checking accounts for students
Start college strong with the right bank account.
Make managing money as stress free as possible with the right checking account for students. Follow these simple tips to stay on top of your budget, so more of your money stays where it matters most — with you.
Open a checking account that's great for students.
- No monthly maintenance fee, no minimum balance
- Paper checks and every digital feature
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$0
Monthly Maintenance Fee
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No
Interest Bearing
- No monthly maintenance fee, no minimum balance
-
$0
Monthly Maintenance Fee
-
No
Interest Bearing
Budgeting Tips for Students
Manage your account online
Banking is easy with online banking and mobile app.1 Check balances instantly, make transfers, and even deposit checks with the option to get your money immediately.2
Set some boundaries
Targeted ads and late-night scrolling can lead to impulse spending. To avoid overspending, consider using your checking account balance for bills and necessities only.
Open a savings account, too
With a checking account for spending and a savings account for longer-term saving, you stay in control and can easily access your money whenever you need it.
Turn on account alerts
Account alerts keep you up to date about deposits, transfers, balances, and account security by text or email.3
Frequently Asked Questions About KeyBank Student Checking Accounts
You must be 18 or older to open a bank account on your own. If you’re under 18, please visit a KeyBank branch with your parent or guardian.
The minimum opening deposit required to open a Key Smart Checking account or a KeyBank Hassle-Free Account is $10.
Yes. Key Smart Checking account holders aren’t subject to ATM fees at any KeyBank or AllPoint® ATMs nationwide with your KeyBank Debit Mastercard®.
You can access any KeyBank ATM at no charge using your KeyBank debit card. There is a $3 fee for using a non-KeyBank ATM in the United States and $5 fee for ATMs outside of the United States.
1
Subject to terms and conditions in Service Agreement.
2
Immediate Funds℠ is available in the KeyBank mobile app and will only appear as an option for eligible mobile check deposits. You will also have the option for a standard deposit at no charge. The Immediate Funds fee is 2% of the deposit amount, with a minimum fee of $2.
Immediate Funds requests made after 11:00 p.m. ET will have immediate funds availability for ATM withdrawal and point-of-sale transactions. However, it will take until the next business day for the funds to be available to cover overdrafts or other transaction types. For more information, review our Funds Availability Policy.
3
Message and Data rates may apply from your wireless carrier.
