Philip Giguere
Contact Information

Contact

518-253-2727 Email Me to Philip Giguere

Latham

767 New Loudon Rd

Latham, NY 12110

Troy

33 3rd St

Troy, NY 12180

Guilderland

2050 Western Ave

Guilderland, NY 12084

Cobleskill

117 Veterans Dr

Cobleskill, NY 12043

Albany

66 S Pearl St

Albany, NY 12207

Delmar

370 Delaware Ave

Delmar, NY 12054

Philip Giguere

Mortgage Loan Officer

NMLS# 64543

Take the first step toward refinancing or buying a new home.

Whether you're ready to apply for a mortgage, want to understand mortgage loan rates or have questions about home refinancing or buying a new home, I'm here to help. I’ve been a Mortgage Loan officer since 1989, and I’ll work with you through every step of the mortgage process.

I live and work in Albany, New York, and specialize in helping clients understand the mortgage process for buying a new home and home refinancing. I also guide clients through preapproval or conditional approval for a home loan, understanding mortgage rates and anything else that comes up along the way.

When you’re considering buying a home, refinancing or just have preliminary questions, contact me. We have loans to fit any budget and financial situation, including conventional, specialty, affordable and government loans. I’ll explain our special 0.25% interest rate discount for KeyBank clients and help you assess your budget to determine how much to spend on your home.

Recognition

recognition

About Key

KeyCorp (NYSE:KEY) is one of the nation’s largest bank-based financial service companies. Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States.

Make Your Next Move

The information, advice and tools you need to buy a home, refinance your home or use the equity you have in your home.

Mortgage Rates

check today’s best rates, especially for clients.

Man and woman going over papers together
Check today's mortgage rates

Refinance Rates

find out if refinancing your mortgage is right for you.

father and daughter at the table
Refinancing your mortgage

Home Equity Options

make informed decisions based on your needs.

grilling out
Make informed Home Equity Loans and Lines of Credit decisions
using a calculator

Figure out how much you would pay each month.

Our easy-to-use calculators can show you how much house you can afford and what you could save if you refinance.

Home Ownership

when should I refinance my mortgage?

Couple discussing finances with mortgage broker
When should I refinance my mortgage

Prequalification Checklist

get started on your home prequalification.

img
Home prequalification checklist

Home Ownership

what is home equity? choosing a home equity loan or HELOC.

Couple working with a home equity advisor
Choosing a home equity loan or HELOC