KeyBasic Personal Line of Credit
Personal unsecured line of credit.
A revolving credit line makes accessing cash simple. Access the funds online or in a branch, to make purchases, pay bills, or set up overdraft protection, so you’re prepared for what comes up.
Overview
| Interest Rate |
Variable |
|---|---|
| Payments |
Variable, principal plus interest |
| Loan Amount |
$250 to $5,000 |
| Flexible Payment Options |
Yes |
| Annual Fee |
$0 |
| Collateral Needed |
No |
| Manage in Online Banking |
Yes |
Features
- No collateral needed
- Borrow up to your loan amount, repay and borrow again
- Can be used for overdraft protection with your KeyBank checking account1
- Flexible payment options, including automatic payments
- Access your loan statements, check your balance and transfer funds with online banking
All credit products are subject to credit approval.
1
Your credit line may not be used for overdraft protection on a KeyBank Hassle-Free Account®or KeyBank Savings account.
To apply, you must:
- Be 18 years of age or older
- Have a valid Social Security number
- Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
- Certify that all information submitted in the application is true and correct
- Authorize the bank and/or a credit bureau to investigate the information on the application
