Credit Card Pay Off Calculator

If paying off your credit card balance is a goal you’re striving for, use KeyBank’s Credit Card Pay Off Calculator to see how long it will take and what you can adjust to meet your goal If you’re trying to pay off more than one balance, take a look at our Pay Off Calculator for Multiple Credit Cards.

By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.
$203.55 a month will pay off balance in 24 months.
*indicates required.
Credit Card Payoff by Month Line Graph: Please use the calculator's report to see detailed calculation results in tabular form.
Alternate Payoff Scenarios Column Graph: Please use the calculator's report to see detailed calculation results in tabular form.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Calculators do not include the fees and restrictions that certain products may have. Please visit the applicable banking product pages on key.com for specific terms and conditions, or visit any KeyBank branch to discuss what products may be appropriate for you.

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Call Us

1-800-KEY2YOU® (539-2968)

Dial 711 for TTY/TRS

Clients using a relay service:
1-866-821-9126

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now