![Woman using KeyBank card to pay](/content/dam/kco/images/personal/rewards/keybank_relationship_rewards_9_1000x480_jpg.jpg)
Earn points every day with your KeyBank Rewards® credit cards. Then, redeem your points for gift cards, cash, travel and more. Make everything you do a little more rewarding with KeyBank Rewards.
Earn Points With Your KeyBank Rewards Card
Whether you use a business or personal KeyBank rewards credit card, you can earn valuable points on your everyday purchases. Plus, with KeyBank Rewards, there are never any limits or caps.
Key2More Rewards® Mastercard®
Earn 5 points for every $1 spent, plus bonus points.1
KeyBank Business Rewards Mastercard®
Earn up to 10 rewards points for every $1 spent, plus bonus points.1
A World of Possibilities
The sky’s the limit. Use your rewards for big or small gifts for yourself or others, or to travel and see the world. The choice is yours.
![Hands holding a red gift card](/content/dam/kco/images/personal/rewards/keybank_relationship_rewards_6_600x600_jpg.jpg)
Gift Cards
From top restaurants and retailers
![Man pulling money out of his wallet](/content/dam/kco/images/personal/rewards/keybank_relationship_rewards_3_600x600_jpg.jpg)
Cash Back
Redeem as a statement credit, as a direct deposit or pay yourself back for select purchases already made2
![Woman walking with red shopping bag](/content/dam/kco/images/personal/rewards/keybank_relationship_rewards_2_600x600_jpg.jpg)
Merchandise
Redeem for products like phones, tablets and more
![Woman carrying cardboard box full of clothes](/content/dam/kco/images/personal/rewards/keybank_relationship_rewards_5_600x600_jpg.jpg)
Charity Donations
Give to an important cause
![true](/content/dam/kco/images/personal/rewards/keybank_relationship_rewards_7_600x600_jpg.jpg)
Redeem Your Rewards Today
Accessing your rewards is easier than ever. To start, select Rewards Points in online or mobile banking.
Enroll in Rewards
Taking advantage of KeyBank Rewards is easy with the right account.
Apply for a new Credit Card
You will earn rewards when you open and make qualifying purchases with a new Key2More Rewards® Mastercard® credit card account or Mastercard® Business Rewards credit card account.
See the Consumer Agreements and Disclosures for KeyBank Rewards Program Terms and Conditions.
See the Small Business Agreements and Disclosures for KeyBank Rewards Program Terms and Conditions.
Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Rewards Product are subject to change.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Eligible purchases do not include: ATM cash disbursements, overdraft protection transfers or credits manual financial institution cash advances, KeyBank's Cash Reserve Credit transactions, person-to-person money transfers, a quasi-cash transaction including the purchase of traveler's checks, foreign currency, money orders or convenience checks, gaming transactions, balance transfers, annual membership fees, point-of-sale cash back transactions greater than the purchase amount, returned checks, and any credit, return or other adjustment to your account. Returns will reduce your rewards point balance. Points for $1,000 - $1,999.99 in spend are awarded a total additional 25% bonus. Points for $2,000 or more in spend are awarded a total additional 50% bonus. Bonuses are based on the total eligible purchase transaction points earned in a calendar month and are awarded once a month around the 5th business day for the previous month spend. If your credit limit is less than $2,000 you will need to make payments (in addition to your required payment) throughout the calendar month in order to reach the spend limits required to earn monthly bonus points. See the Key2More Rewards® Mastercard® Terms & Conditions for full details, which are subject to change and may be found at www.key.com/personal/credit-cards/key2more-terms-conditions.html.
Statement credits appear on your bill as an adjustment and not as a payment. You are required to make your minimum payment due each month. Receipt of a statement credit does not affect your responsibility to pay your minimum payment shown on each statement you receive from KeyBank.
Fees may apply.