Key Active Saver®
Open a savings account online with just $10
Some things are good on their own, and even better together. Take checking and savings accounts. When you have a Key Active Saver account along with a KeyBank personal checking account, you get great features to make saving a little easier.
Interest-Bearing Savings Account Overview
| Waivable Monthly Maintenance Fee | $41 |
|---|---|
| Minimum Opening Deposit |
$10 |
| Interest Rate |
Compounded daily |
Features and Benefits
Start with $10
Easily open this savings account online or in a branch with as little as $10 bank-to-bank transfer.
Great with Checking
Pair with any KeyBank personal checking account to easily transfer money and save with EasyUp®.
Waive the Monthly Maintenance Fee
No monthly maintenance fee1 for your simple savings account when you are an owner of a KeyBank personal checking account (including the KeyBank Hassle-Free Account®).
Savings accounts with tools to help you stay in control as your balance grows.
Use EasyUp to build up savings or pay down debt without even thinking about it.
Deposit checks in the mobile app, transfer money as often as you need to, and track your balance as it grows. Get the KeyBank mobile app.3
Set custom account alerts so you can get text or email updates about the account information that's important to you.3
Easy, everyday banking with everything you need
Get all the convenient features of KeyBank savings accounts.
- Convenient Branches and ATMs
Visit us at any of our branches and 40,000 KeyBank and Allpoint ATMs nationwide. Find a location. - Overdraft Protection
Link a savings account to your checking account to automatically cover overdrafts without a transfer fee.4
Frequently Asked Questions about the Key Active Saver Account
To apply for a Key Active Saver account online, you'll need the following:
- Your Social Security number
- One valid form of primary identification (like a driver's license, valid passport or government-issued ID with photo and signature)
- Minimum opening deposit required (this amount varies depending on the account)
Once your Key Active Saver account application is submitted and approved, you'll receive a confirmation message that includes your account number. You can use your account number to immediately enroll in online and mobile banking.
The minimum opening deposit for the Key Active Saver account is $10. You can make the minimum deposit with a debit card or bank-to-bank transfer if you open the savings account online. If you open your account in a branch, you can make the opening deposit with cash, a check, debit card or bank-to-bank transfer.
There is no limit on the number of withdrawals or transfers each month that you can make from a Key Active Saver account.
You can view your account activity in any of the following ways:
- Sign on to online banking
- Use the KeyBank mobile app
- Check your mailed statement if you are not enrolled for electronic statement
- Get mini statements at a KeyBank ATM
- Call 1-800-KEY2YOU® (1-800-539-2968) Dial 711 for TTY/TRS
- Visit a branch
There is no monthly maintenance fee if you are an owner on a KeyBank consumer checking account (including the KeyBank Hassle-Free Account®), otherwise the fee will be $4.00.
Subject to terms and conditions in Service Agreement.
Message and Data rates may apply from your wireless carrier.
Overdraft Item Charges are $20 per item. Charges apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft charges will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in authorizing Key to pay these items into overdraft and assess a charge. You agree to pay us the full amount of any overdraft on your Account immediately upon demand, together with any additional charges we assess. KeyBank’s approval of overdrafts is a discretionary courtesy. For Consumer accounts: No charges will be assessed when the account is overdrawn twenty ($20) dollars or less at the end of the day. Overdraft charges are assessed on up to three (3) items per day, with the maximum not to exceed $60 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). There is a cap of 20 assessed overdraft charges within a monthly statement period. If at the end of the day your account’s overdrawn available balance is more than $20 for 5 consecutive business days, an additional $20 Recurring Overdraft Service Charge will be assessed. See your account's Personal Checking Account Fees and Disclosures for additional information and Personal Savings Overdraft Protection Agreement for further information on linking savings account for protection.
If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.