KeyBank Latitude® Credit Card
Manage debt. Save money. Breathe easier.
Pay down debt with the KeyBank Latitude® credit card. Affordable rates give you the flexibility to pay for the things you need, while you manage your balance and budget over time. If you’re not a KeyBank client yet, visit a local branch to apply.
Overview
| Introductory APR | 0% intro APR for the first 15 billing cycles on all purchases made within the first 15 months and on all balance transfers made within the first 60 days after opening the account. After that your APR will be 19.49% to 26.49% based on your creditworthiness.1 |
|---|---|
| Regular APR |
Variable |
| Annual Fee | $01 |
| Balance Transfer Fee | $10 or 4% of the amount of each transaction, whichever is greater. |
| Late Payment Fee |
Up to $40 |
| Overdraft Protection Transfer Fee | $0 |
| Minimum Interest Charge |
$0.50 |
Features
- 0% APR interest rate for the first 15 billing cycles. After that, your APR will be 19.49% to 26.49% based on your creditworthiness.1
- Low continuing APR for purchases and balance transfers.
- Know your credit score. Opt in to view your FICO® score anytime without impacting your credit score in KeyBank online and mobile banking.2
- Stay secure. With our temporary lock security feature, you can easily use online or mobile banking to lock and unlock a misplaced credit card. You’ll have peace of mind knowing your card can’t be used. Plus, you’ll gain time to find your card, potentially avoiding having to cancel it and open a new one.
Contactless – Just Tap and Go®.
Applying Online
Qualified applicants can apply online in about 5 minutes.
You’ll need your Social Security number and a valid form of primary identification, like a driver’s license, passport, or government-issued ID with photo and signature.
Exclusive KeyBank Latitude Credit Card Benefits5
Enjoy these perks that come with being part of the Mastercard® network:
Mastercard ID Theft Protection™
ID Theft Protection provides proactive monitoring and resolution of identity theft threats for U.S. Mastercard cardholders.
Zero Liability Protection
Have peace of mind knowing that you are protected against fraudulent purchases in-store, over the telephone, online, or on mobile apps — as well as at the ATM. Simply call the number on the back of your card if you suspect any unauthorized activity on your card. Visit mastercard.us/zeroliability for more information.
Mastercard Global Services™
Mastercard representatives are trained to assist anytime, anywhere, with card-related questions. Find out more about Mastercard Global Services.
For more detailed information on Mastercard benefits for your card, call 1-800-MC-ASSIST.
The 0% introductory APR does not apply to cash advances and is valid for the first 15 billing cycles on purchases and balance transfers. Thereafter, the APR may vary. Currently the undiscounted variable APR for Purchases and Balance Transfers is 19.49% to 26.49% (depending on your creditworthiness). Balance transfers must be made within 60 days of account opening for introductory APR to apply. The variable APR for Cash Advances is 28.49%. Cash Advance fee: 5%, $10 minimum. Convenience Check fee: 4%, $10 minimum. Cash Equivalent fee: 5%, $10 minimum. Balance Transfer fee: 4%, $10 minimum. Overdraft Protection Transfer fee: $0. There is a $0.50 minimum finance charge where interest is due. Foreign Transaction fee: 3% of each foreign purchase transaction in U.S. dollars. Transactions originating in Canada are excluded from this fee.
Clients with newly opened credit card accounts may not see their first FICO® Score in online and mobile banking for up to 90 days after enrollment. In certain circumstances, a FICO® Score may not be available for various reasons, e.g., having a limited credit history. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Subject to terms and conditions in Service Agreement.
Message and Data rates may apply from your wireless carrier.
This page contains Mastercard benefits available for new credit card clients. If you already have a KeyBank credit card, your Mastercard benefits may be different from those listed above. Please refer to documents you received when you opened your account or call 1-800-MC-ASSIST for more information.
The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
All credit products are subject to credit approval.
